When Hard Inquiries Fall Off a Credit Report, Does Your Credit Score Go Up?

August 21, 2018 • 7 min read by James Conners If you’ve applied for a loan or new credit recently, you may have noticed (or been forewarned) that a “hard inquiry” was made into your credit report. Inquiries are just another term for credit check, and they helps banks, lenders, and creditors determine your creditworthiness.…

Big Credit Card Firms Agree to Cut Fees They Charge Merchants

September 20, 2018 • 7 min read by James Conners   Swipe, insert, or tap — sound familiar? According to recent research, 66 percent of all point-of-sale transactions are completed by card. And this number is expected to grow with technological developments and time-conscious consumers looking for the fastest payment method. Yet, there are still many businesses that don’t accept…