Bank of America Cash Rewards

Bank of America® Cash Rewards credit card – $200 Cash Rewards Offer

Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

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on Bank of America’s website, or call (877) 754-6706

Card details

  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back on gas or your choice of one of five other popular categories, 2% at grocery stores and wholesale clubs and unlimited 1% on all other purchases (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
  • 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% – 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you’re a Preferred Rewards member, you can earn 25% – 75% more cash back on every purchase

Rates, fees & offers

  • Annual fee$0
  • Rewards rate1.00%*
  • Bonus offer$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Intro APR0% on Purchases for 12 billing cycles and 0% on Balance Transfers for 12 billing cycles for balance transfers made in the first 60 days
  • Ongoing APRAPR: 16.24% – 26.24% Variable APRPenalty APR: up to 29.99% APR
  • Balance transfer feeEither $10 or 3% of the amount of each transaction, whichever is greater.
  • Foreign transaction fee3%
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