Bank of America Premium

Bank of America Premium Rewards credit card

Bank of America® Premium Rewards® credit card

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Card details

  • Receive 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you’re a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
  • No limit to the points you can earn and your points don’t expire
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill Edge® and Merrill Lynch® accounts, or gift cards or purchases at the Bank of America Travel Center
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee

Rates, fees & offers

  • Annual fee$95
  • Rewards rate1.5 points per dollar
  • Bonus offerReceive 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Intro APRN/A
  • Ongoing APRAPR: 18.24% – 25.24% Variable APRPenalty APR: up to 29.99% APR
  • Balance transfer feeEither $10 or 3% of the amount of each transaction, whichever is greater.
  • Foreign transaction feeNone
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