No Annual Fee Credit Cards

No Annual Fee Credit Cards

It’s no secret you can earn hundreds of dollars in credit card rewards every year.

Yet, many people stick with the same card year after year and miss out on valuable benefits they want. Sound familiar?

  • Fact: Banks doubled their spending on credit card rewards since 2010. There’s an excellent chance you can get a much better deal.

Make the switch and start enjoying rewards you will use. Choose a $150 cash sign-up bonus or 50,000 points worth up to $625 in travel. As an extra bonus some of these cards offer 0% introductory interest for over a year. That means you could save hundreds of dollars in interest if you’ve got a big purchase coming up or on a balance transfer.

There’s never been a better time to get a new credit card. Stop missing out. Find your perfect fit and apply below.

Discover it® Balance Transfer

The Discover it® Balance Transfer offers a blockbuster combination of 0% intro APR on purchases and balance transfers, with the opportunity to earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. 1% unlimited cash back automatically on all other purchases. Discover will automatically match all the cash back you earn at the end of your first year.* That means, if you earn $200 in cash back in your first year, Discover will match it, making your total cash back for the year $400! If you want to transfer high-interest debt, get 0% for 18 months on balance transfers, 13.74% – 24.74% Variable after that. Use the cash-back rewards to pay down your debt even faster! Enjoy added flexibility on purchases with an intro rate of 0% for 6 months, with $0 annual fee.

Bank of America® Travel Rewards credit card – 25,000 Bonus Points Offer

With the Bank of America® Travel Rewards credit card, you’ll earn 1.5 points per $1 spent on all purchases. Points can be redeemed for nearly any travel purchase in the form of a statement credit. This card comes with a 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening. That can be a $250 statement credit towards travel purchases, and it’s one of the few travel rewards cards with $0 annual fee. This card also offers no foreign transaction fees, making it perfect for traveling abroad. If you’re a traveler looking for a simple $0 annual fee card that won’t restrict your travel to certain airlines, giving you the flexibility to travel on any airline, at any time, with no blackout dates, then this card is for you.

Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer

Citi is the leader in long 0% intro interest periods. If you have a big purchase, event or trip coming up, this card comes with an amazing 0%* for 12 months on Purchases*. That means you can take a full year to pay down your balance without worrying about interest piling up. This card is also perfect for people looking to get out of debt with intro 0%* for 21 months on balance transfers*. With this 0% intro APR, you can pay off your balance interest free for the duration of the intro period. Enjoy extra features that are usually only available on premium high-annual fee cards. Travelers appreciate 24/7 access for travel and emergency assistance, worldwide car rental insurance and trip cancellation protection. Card holders are also eligible for Citi® Price Rewind that can save you money on items you’ve already bought. This card has $0* annual fee.

Capital One® Quicksilver® Card – 0% Intro APR for 15 Months

You will earn cash on everything you buy, everywhere with this card. The Capital One® Quicksilver® Card – 0% Intro APR for 15 Months pays you unlimited 1.5% cash back on every purchase, every day. Earn cash in two ways. First, earn a one-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening. Second, you’ll take home unlimited 1.5% cash back on every purchase, every day. Take advantage of 0% intro on purchases for 15 months to give you breathing room to pay it off with no interest piling up. Get the flexibility you deserve with your cash back rewards. There is no minimum for redeeming and cash back won’t expire for the life of the account. This card is a great choice for international travelers! No foreign transaction fees. There is $0 annual fee. Don’t worry if your credit isn’t perfect, this card is designed for people with Excellent/Good credit.

Bank of America® Cash Rewards credit card – $200 Cash Rewards Offer

If you are like most people, you probably find yourself spending a big part of your monthly budget on groceries and gas. The Bank of America® Cash Rewards credit card pays you a high rate of on-going cash-back on things you already buy. Take home 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter. Make the smart move and start earning cash-back on those items now. This card starts off with an impressive $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening. You get a sizable cash-bonus, with a relatively low spend target. This is one of the highest year-round cash-back rates on gas available for a $0 annual fee card.

Citi Simplicity® Card – No Late Fees Ever

Imagine getting well over a year with 0% interest on purchases or a balance transfer. Reshape your financial picture with this industry-leading low-interest card from Citi. If you have major expenses on the horizon, like a wedding, a big trip, new furniture or appliances, this card delivers you an incredible intro APR of 0%* for 18 months on Purchases* to pay it down with no interest. That’s right – a year and a half with no interest. For people who want to kick high-interest credit card debt to the curb once and for all, this is one of the best get-out-debt cards available. Transfer your high-interest debt to the Citi Simplicity® Card – No Late Fees Ever and for an intro APR of 0%* for 18 months on Balance Transfers* and your payments will go directly to paying down your balance. That could save you hundreds of dollars in interest. This is the only card with no late fees, no penalty rate, and no annual fee… EVER! If you’re one to forget about a payment or two, this card is perfect for you.

Capital One® Venture® Rewards Credit Card

This is one of the best cards for people who love to travel. This card earns you unlimited 2 Miles per dollar on every purchase, every day and comes with a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel. In early 2018, Capital One rolled out one of the most generous rewards on hotel stays available. Earn an incredible unlimited 10x miles on hotels when you pay with your card at hotels.com/venture. Hotel rewards don’t get better than this. The annual fee is $0 intro for first year; $95 after that. The card allows you to fly any airline, stay at any hotel, anytime with no blackout dates — a real plus for last minute travel plans. It also has no foreign transaction fees and your Miles won’t expire for the life of the account. All of these benefits make the Capital One® Venture® Rewards Credit Card a great fit for all travelers and even once-a-year vacations!

BankAmericard® credit card

Get a better interest rate with BankAmericard® credit card. Take advantage of long 0% intro APR on purchases and balance transfers with this $0 annual fee card. Regain control over your financial life and put time on your side to pay down debt faster. Unlike some other cards, there is no penalty APR. That means a late payment won’t automatically raise your interest rate. The balance transfer fee is Either $10 or 3% of the amount of each transaction, whichever is greater.

Discover it® Miles

Attention travelers! Hop on board the Discover it® Miles and buckle your seat belt. This $0 annual fee card soars above other cards with one of the most lucrative travel sign-up bonuses available. If you have a big purchase coming up, rely on long intro APR 0% for 14 months, with 13.74% – 24.74% Variable after that, when you pack this card in your wallet. That means you have over a year to pay off a balance with no interest payments piling up. Here’s how the Discover it® Miles helps you take flight. Discover will automatically match all the Miles you’ve earned at the end of your first year For example, if you earn 50,000 miles, you will automatically get 100,000 miles. This first-class card offers unlimited 1.5x Miles per dollar on all purchases, every day. With the sign-up bonus, that means you will earn 3 Miles for every $1 you spend during your first year, which is an incredible rate. Use this card for all your everyday expenses and you could earn a massive year-end bonus, while enjoying the flexibility of long 0% intro interest.

Discover it® Cash Back

When it comes to cash-back credit cards the Discover it® Cash Back is in a league of its own. You earn up to an unbelievable 10% cash back in your first year when you shop with this card.  Here’s how. This card generates 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. 1% unlimited cash back automatically on all other purchases. Then, Discover will automatically match all the cash back you earn at the end of your first year.* That means, if you earn $300 in cash back in your first year, Discover will match it, making your total cash back for the year $600! Log into your Discover account each quarter to activate the 5% cash-back bonus. The popular spending categories include gas stations, wholesale clubs, grocery stores, restaurants and Amazon.com. With your first-year sign-up bonus, take home an incredible 10% cash back on category spending. Finance purchases with intro APR 0% for 14 months then, 13.74% – 24.74% Variable after that. Get all this for $0 annual fee.

Chase Sapphire Preferred® Card

This five-star travel rewards card is easy to use and comes with one of the best sign up bonuses available. Start planning your next vacation now with help from this travel card sign-up bonus worth $625 when you redeem through Chase Ultimate Rewards®. Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Earn 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. Cash in points on hotels, airfare, and even car rentals or cruises with this flexible travel card. No blackout dates. Your points are worth 25% more when you book airfare, hotels or car rentals through the easy to use Chase Ultimate Rewards® travel portal. There are no foreign transaction fees. The annual fee doesn’t kick in until your second year and you could easily earn more than that with the high rewards rate on this card: $0 intro for the first year, then $95.

Wells Fargo Propel American Express® Card

New! If you are hungry for rich travel and dining rewards with $0 annual fee, this card is worthy of your attention. Get one of the most generous sign-up bonuses available on a $0 annual fee card. Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months that’s worth $300! Earn 3X points for eating out and ordering in, 3X points for gas stations, rideshares and transit, and 3X points for travel including flights, hotels, homestays and car rentals. Earn 1X points on other purchases. You could save hundreds in dollars on interest with the generous 0% intro interest on purchases and balance transfers. Get intro APR 0% for 12 months on purchases and intro APR 0% for 12 months on balance transfers. The earning power on this card matches and exceeds some top premium rewards cards. Without the annual fee. Wells Fargo stretches the traditional definition of travel to include items like homestays, gas stations, parking, tolls. If you are hungry for triple rewards points on one of the broadest definitions of dining, travel and transit and popular streaming services, this appealing new offer is hard to pass up.

Apply Now

Make a purchase and earn. Maximize the return on your everyday spending and get the rewards you want. There’s no telling when the offers on these top cards might change. Apply now and get one of the best credit cards of 2018.