Credit One Bank

Credit One Bank® Platinum Visa® offers cash back rewards, online credit scores access, and fraud protection. No minimum credit score required

Credit Zenga Self Lender Review – Written By Elizabeth K.

Credit One Bank® is one of America’s leading credit card providers, serving millions of card members nationwide. Credit One is committed to providing customers with credit card products that offer more value through cash back rewards and free online monthly credit score tracking.

When rebuilding credit, few cards come with the same perks as those offered to consumers with higher credit scores.

To name a few perks:

  • Enjoy peace of mind with $0 Fraud Liability
  • Qualified applicants will receive a card with a competitive APR and no annual fee along with 1% cash back rewards on all purchases, terms apply
  • View updates to your Experian credit score with free online access, terms apply
  • Make paying your bill easier with the ability to choose your payment due date, terms apply
  • Access your account on-the-go with the Credit One Bank mobile app
  • Never miss an account update with customizable text and email alerts
  • Show off your personality by selecting from a variety of card designs, a fee may apply

Program Specs

Intro (Purchases)N/A
Intro (Transfers)N/A
Regular APR19.49% to 25.49% Variable
Annual Fee$0 – $99
Credit RecommendedFair
Cash Advance APR25.49% Variable
Cash Advance Fee$5.00/8% or $10.00/3%, whichever is greater (see terms)
Purchase Grace Period0 or 24 Days (see terms)
Late Payment FeeUp to $39 (terms apply)
Return Check FeeUp to $39 (terms apply)
Foreign Trans Fee3% or $1.00, whichever is greater
Balance Transfer FeeN/A
Credit Zenga, Credit Cards, Loans, Build Credit, Credit Reviews
Visit Us