The First Access Card is a full-feature VISA® credit card, and is accepted nationwide.
Flexible credit requirements make this card an excellent choice for consumers looking to repair their credit. Once approved for the card, you’ll receive an unsecured credit limit of $300. However, after six months of responsible card use and timely payments, you can request a higher credit limit. Because of this, First Access is an excellent tool to help you accomplish just that in no time.
First Access has an APR of 34.99%, and an annual fee of $75. The annual fee drops down to $49 for every year thereafter. There is also a one-time $89 program fee. These fees are all explained in detail within your application. The online application is super easy to use, and should only take you a few short minutes to complete.